Overdraft

In addition to conventional credit solutions, the CPE can offer you a revolving loan or simply a card with a cash reserve available.

The real advantage of this specific loan solution is greater freedom for the user – in terms of budget but also of payment.

You are issued a MAESTRO card that enables you to pay at shops that have a Maestro or Bancontact/MisterCash payment terminal in Belgium and even abroad.

You can withdraw cash as and when you want, from the ATMs of all banks in Belgium and many ATMs abroad that bear the Maestro logo.

You can make a transfer from your cash reserve directly to your demand account, in different ways:  secured Internet, telephone, e-mail, fax, etc.

Reimburse = reuse! You reimburse your cash reserve on the basis of a prior agreement, so that said reserve is reconstituted with your reimbursements:  You must therefore not wait until your reserve is reimbursed entirely to reuse it!

Faster reimbursement? Altogether possible.  Beyond the minimum contractual monthly amount, you can accelerate the reconstitution of your reserve by additional reimbursements.  You can even reimburse the entire amount at one go.

If you no longer wish to use your reserve but keep it nonetheless for a rainy day – No problem!  Your reserve remains at your disposal free of charge until you desire to use it.

For greater security, the credit card includes financial protection in case of death, total or temporary incapacity for work, total and permanent disablement and fraudulent use.